I use MS Money and it is not that hot. It is simple to use but has some flaws, especially in different currencies. What can you expect? It is Microsoft. Anyway, for simple budgeting and conciliation processes, Money is an acceptable option. Money magazine recommends certain online services, i have not tried them but you can continue your research there.

I work at Intuit so I am biased, but Quicken works really well for me. I started using the product when I was in high school and have never stopped. We have an online version and a desktop version. The online version is only $2.99 a month. Both versions are great for expense tracking, budgeting, etc.

It doesn’t sound like QuickBooks is what you are looking for, that is an accounting software for businesses — also by Intuit.

Good luck finding what works well for you!

Make a 12 month file. With Jan.-Dec. Keep all of your receipts!!!!!!! And bills. Or money order receipts. Each time you buy something add it to your caculations for that month and keep it in the month you bought whatever in it. When taxes need to be filed you’ll have how much money you have spent in each month and the receipts. Some stuff can be deducted. Like cell phone bills and gifts to others and you have to have the receipts or money order receipts or checks to prove it.