ForeverLearning@AnythingReal asked:


I’m not interested in “Stock tips”, Mutual funds or any other hands-off investing strategies. While I do participate in 401Ks, IRAs (traditional and Roth), and taxable brokerage accounts, I believe that I need other parallel asset building activities where I have a more active role in determining the return on investment.

Investing in equities, bonds and the like leaves success up to a few corporate executives and the emotions of millions of weekend investors. I invest in companies and market sectors that I believe will grow in value, but I want more.

If you had a few thousand dollars each month to use towards increasing your financial health/wealth, how would you use it?

Again, I’d appreciate suggestions that do not include exchange based market investments. I’m looking more along the lines of a business venture. I’d most appreciate suggestions from those who are where I’d like to be (those who are financially free-a.k.a. work because they want to, not to pay the bills )

Ryder asked:


My research topic is dealing with personal financing and budgeting – managing one’s own money, and dealing with their personal expenses, etc…. basically the PROBLEMS that they run into, but I am focusing on hospital staff. 10 points goes to the best answer.

hottiecj *~♥~*~♥~* asked:


And what exactly would it be called and how do I go about doing it? I want to be able to teach personal Finance. Home Budgeting, basic estate planning and basic investing. What is this and do I need a degree to do it? If so, in what?

Please help! Managing money is my only talent, and I have a passion for teaching it to others. How can I translate this into a career for myself?
P.S. I’m a stay-at-home mom, we own or own home, and are raising 4 kids with no government assistance on my husband’s $34,000 a year. I’ve been told I have a flair for managing money. ;p