? asked:


I had a very bad injury and now no income, I can not afford to pay for car or any other bills, bankruptcy is only option. How hard is it to rebuild your credit?

David asked:


I have about $15k in credit card debt and want to buy a house in about a year. I have $1,000 a month to either save or pay down the debt, which is the best way to go?
I currently only have about $1K in savings and my credit card interest rate is around 8%.

sx24 asked:


believe it or not, i just cannot find any job. I have hunted for job a lot but there is no luck. Now i’m being frustrated by creditors who call 40 times a day. So to get rid of such harassment, i decided to file bankruptcy protection.

What will be the consequence of filing bankruptcy?